ZAR to NGN exchange rate
The South African rand to Nigerian naira rates 2 named providers actually quote for ZAR→NGN, grouped by provider type and benchmarked within it. Timestamped, append-only, and available over a free JSON API.
The first four cards follow the provider type chosen below; the mid does not depend on it. Latest fintech check 29 Sep 2026, 16:50 UTC.
No IMTO quotes on ZAR→NGN — showing fintechs & PSPs. Fintechs & PSPs are payment apps and platforms that convert money inside their own accounts, ranked against each other only.
| Provider | Rate 1 ZAR → NGN | Spread vs best fintech | vs Mid | Fee | Checked |
|---|---|---|---|---|---|
| 83.3531 | — | +289.6 bps | — | 29 Sep 2026, 16:50 UTC |
Rates are timestamped, append-only observations of what each named provider quotes — not interpolated mids. Spread is basis points below the best fintech & PSP quote on this corridor (0 = best), never measured against another type. vs Mid compares each quote to the independent open.er-api.com reference. A quote not checked in the last 24 hours sits below a divider with its check date: never ranked or marked Best, and left out of the median and the counts. After 7 days unchecked it drops off the page.
About the ZAR→NGN corridor
As of 29 Sep 2026, 16:50 UTC, 2 providers quote ZAR→NGN: a fintech & PSP, Wise, and a bank, Access Bank (Nigeria). None is an IMTO, so the page opens on fintechs & PSPs: Wise's 83.3531 NGN per ZAR is the only fintech & PSP quote, so it is not ranked.
Access Bank (Nigeria)'s 76.9900 is the only bank quote, so it is not ranked.
The independent mid-market reference (open.er-api.com) was 81.0067 NGN per ZAR at 29 Sep 2026, 16:05 UTC. Wise's quote sits +289.6 bps from it.
Get this corridor by API
curl "https://modan.io/api/v1/rates?from=ZAR&to=NGN&provider_type=fintech_psp" \ -H "X-API-Key: YOUR_KEY"
provider_type asks for one kind of provider; leave it off for every type, each ranked within its own. Free key on signup, 50 requests a day. The same data is served to AI agents by the MCP server at modan.io/api/mcp. See the API documentation.
Frequently asked questions
- What is the ZAR to NGN exchange rate today?
- As of 29 Sep 2026, 16:50 UTC, the only fintech & PSP quote Modan observed on ZAR→NGN is Wise's 83.3531 NGN per ZAR. 2 providers quote this corridor: a fintech & PSP and a bank, each ranked only among its own kind. Every quote on the page carries the time Modan last checked it.
- Which fintech & PSP has the best ZAR to NGN rate?
- Wise is the only fintech & PSP with a current ZAR→NGN quote — 83.3531 NGN per ZAR as of 29 Sep 2026, 16:50 UTC — so there is nothing of its kind to rank it against, and Modan does not call it the best. Every other provider type is ranked among its own kind.
- Do any IMTOs quote ZAR to NGN?
- Not among the 10 IMTOs Modan tracks, as of 29 Sep 2026, 16:50 UTC, which is why this page opens on fintechs & PSPs.
- How is the spread on ZAR→NGN calculated?
- Spread is the distance in basis points between a provider's rate and the best current rate of the same provider type — and the same kind of price — on the corridor at that moment (0 bps = the best of its kind), so an IMTO is only ever measured against IMTOs. A quote with nothing of its kind to rank it against, or one that is no longer current, shows no spread. vs Mid is a separate measure: the distance from an independent mid-market reference (open.er-api.com) that is refreshed hourly.
- How do I get ZAR to NGN rates by API?
- Call GET https://modan.io/api/v1/rates?from=ZAR&to=NGN with an X-API-Key header, and add provider_type=imto (or fintech_psp, commercial_bank …) to ask for one kind of provider. A free key allows 50 requests a day; the same data is available to AI agents through the MCP server at https://modan.io/api/mcp.