GHS to NGN exchange rate
The Ghanaian cedi to Nigerian naira rates 5 named providers actually quote for GHS→NGN, grouped by provider type and benchmarked within it. Timestamped, append-only, and available over a free JSON API.
The first four cards follow the provider type chosen below; the mid does not depend on it. Latest fintech check 29 Sep 2026, 16:50 UTC.
No IMTO quotes on GHS→NGN — showing fintechs & PSPs. Fintechs & PSPs are payment apps and platforms that convert money inside their own accounts, ranked against each other only.
Rates are timestamped, append-only observations of what each named provider quotes — not interpolated mids. Spread is basis points below the best fintech & PSP quote on this corridor (0 = best), never measured against another type. vs Mid compares each quote to the independent open.er-api.com reference. A quote not checked in the last 24 hours sits below a divider with its check date: never ranked or marked Best, and left out of the median and the counts. After 7 days unchecked it drops off the page.
About the GHS→NGN corridor
As of 29 Sep 2026, 16:50 UTC, 5 providers quote GHS→NGN: four fintechs & PSPs — Afriex, Bank9ja, Wise and Eversend — and a bank, Zenith Bank (Ghana). None is an IMTO, so the page opens on fintechs & PSPs: the best is Afriex at 127.96 NGN per GHS and the median is 119.23.
Zenith Bank (Ghana)'s 112.27 is the only bank quote, so it is not ranked.
The independent mid-market reference (open.er-api.com) was 114.84 NGN per GHS at 29 Sep 2026, 16:05 UTC. The best fintech & PSP quote sits +1142.7 bps from it.
Get this corridor by API
curl "https://modan.io/api/v1/rates?from=GHS&to=NGN&provider_type=fintech_psp" \ -H "X-API-Key: YOUR_KEY"
provider_type asks for one kind of provider; leave it off for every type, each ranked within its own. Free key on signup, 50 requests a day. The same data is served to AI agents by the MCP server at modan.io/api/mcp. See the API documentation.
Frequently asked questions
- What is the GHS to NGN exchange rate today?
- As of 29 Sep 2026, 16:50 UTC, the best fintech & PSP rate Modan observed on GHS→NGN is 127.96 NGN per GHS, quoted by Afriex. 5 providers quote this corridor: four fintechs & PSPs and a bank, each ranked only among its own kind. Every quote on the page carries the time Modan last checked it.
- Which fintech & PSP has the best GHS to NGN rate?
- Afriex, at 127.96 NGN per GHS as of 29 Sep 2026, 16:50 UTC. "Best" is ranked among fintechs & PSPs still current (checked within the last 24 hours, with weekends not counted for banks, which publish on weekdays only); every other provider type is ranked among its own kind, never against fintechs & PSPs. Official and parallel reference prints are shown but never ranked.
- Do any IMTOs quote GHS to NGN?
- Not among the 10 IMTOs Modan tracks, as of 29 Sep 2026, 16:50 UTC, which is why this page opens on fintechs & PSPs. The reverse direction, NGN→GHS, has 1 IMTO quote, from SendApp.
- How is the spread on GHS→NGN calculated?
- Spread is the distance in basis points between a provider's rate and the best current rate of the same provider type — and the same kind of price — on the corridor at that moment (0 bps = the best of its kind), so an IMTO is only ever measured against IMTOs. A quote with nothing of its kind to rank it against, or one that is no longer current, shows no spread. vs Mid is a separate measure: the distance from an independent mid-market reference (open.er-api.com) that is refreshed hourly.
- How do I get GHS to NGN rates by API?
- Call GET https://modan.io/api/v1/rates?from=GHS&to=NGN with an X-API-Key header, and add provider_type=imto (or fintech_psp, commercial_bank …) to ask for one kind of provider. A free key allows 50 requests a day; the same data is available to AI agents through the MCP server at https://modan.io/api/mcp.