31 sources · 88 corridors
Providers Modan tracks
31 named sources of African FX rates — 10 IMTOs, 5 fintechs & PSPs, 8 banks, 4 central banks, 3 crypto exchanges and 1 aggregator — each catalogued by what kind of institution it is and what kind of price it publishes, and ranked only against its own type. Latest check 29 Sep 2026, 16:05 UTC. Open a provider for every corridor it quotes and how it ranks there.
IMTOs
Browse by corridor →10 providers · International money transfer operators, ranked against each other. “Best IMTO on” counts corridors where each has the best IMTO quote checked in the last 24 hours, among two or more.
| Provider | Price published | Corridors | Best IMTO on | Last check |
|---|---|---|---|---|
LemFi | Retail | 22 | 3· only IMTO on 6 | 29 Sep 2026, 16:05 UTC |
Remitly | Retail | 17 | 3 | 29 Sep 2026, 16:05 UTC |
TapTap Send | Retail | 17 | 4 | 29 Sep 2026, 16:05 UTC |
Sendwave | Retail | 16 | 1 | 29 Sep 2026, 16:05 UTC |
Western Union | Retail | 16 | 2 | 29 Sep 2026, 16:05 UTC |
WorldRemit | Retail | 16 | 2 | 29 Sep 2026, 16:05 UTC |
Nala | Retail | 12 | 5 | 29 Sep 2026, 16:05 UTC |
SendApp | Retail | 11 | 1· only IMTO on 3 | 29 Sep 2026, 16:05 UTC |
| Retail | 8 | 1 | 29 Sep 2026, 16:05 UTC | |
| Retail | 8 | 4 | 29 Sep 2026, 16:05 UTC |
Fintechs & PSPs
5 providers · Payment apps and platforms that convert money inside their own accounts, ranked against each other. “Best fintech on” counts corridors where each has the best fintech & PSP quote checked in the last 24 hours, among two or more.
Banks
8 providers · Commercial banks posting rates for their own customers, ranked against each other. “Best bank on” counts corridors where each has the best bank quote checked in the last 24 hours, among two or more.
| Provider | Price published | Corridors | Best bank on | Last check |
|---|---|---|---|---|
| Standard Bank (South Africa) | Retail | 8 | 0· only bank on 8 | 29 Sep 2026, 08:41 UTC |
| Access Bank (Nigeria) | Retail | 7 | 0· only bank on 3 | 29 Sep 2026, 08:42 UTC |
Zenith Bank (Ghana) | Retail | 7 | 1· only bank on 4 | 29 Sep 2026, 08:41 UTC |
GCB Bank (Ghana) | Retail | 5 | 3· only bank on 2 | 29 Sep 2026, 08:41 UTC |
| KCB (Kenya) | Retail | 5 | 1· only bank on 1 | 29 Sep 2026, 08:41 UTC |
| Equity Bank (Kenya) | Retail | 4 | 3 | 29 Sep 2026, 08:41 UTC |
| Stanbic IBTC (Nigeria) | Retail | 4 | 4 | 29 Sep 2026, 08:41 UTC |
| GTBank (Nigeria) | Retail | 1 | 0 | 29 Sep 2026, 08:41 UTC |
Central banks
4 providers · A central bank's published rate. Real, and not a price anyone can deal at, so it is never Best.
| Provider | Price published | Corridors | Ranked | Last check |
|---|---|---|---|---|
| BCEAO | Official | 3 | Never · reference | 29 Sep 2026, 08:42 UTC |
| Central Bank of Kenya | Official | 3 | Never · reference | 29 Sep 2026, 08:42 UTC |
| Central Bank of Nigeria | Official | 3 | Never · reference | 29 Sep 2026, 08:41 UTC |
Bank of Ghana | Official | 1 | Never · reference | 29 Sep 2026, 08:41 UTC |
Crypto exchanges
3 providers · Crypto and stablecoin exchanges, including peer-to-peer markets, ranked against each other. “Best crypto on” counts corridors where each has the best crypto exchange quote checked in the last 24 hours, among two or more.
| Provider | Price published | Corridors | Best crypto on | Last check |
|---|---|---|---|---|
Accrue | Retail | 4 | 0· only crypto on 4 | 29 Sep 2026, 14:33 UTC |
| P2P | 3 | 0· only crypto on 2 | 29 Sep 2026, 16:05 UTC | |
| Binance P2P | P2P | 2 | 1· only crypto on 1 | 29 Sep 2026, 07:26 UTC |
Aggregators
1 provider · Republish rates gathered from other sources rather than quoting their own, ranked against each other. “Best aggregator on” counts corridors where each has the best aggregator quote checked in the last 24 hours, among two or more.
| Provider | Price published | Corridors | Best aggregator on | Last check |
|---|---|---|---|---|
| P2P | 10 | 0· only aggregator on 10 | 29 Sep 2026, 07:26 UTC |
Rates are timestamped, append-only observations of what each named provider quotes — not interpolated mids. Every provider type is ranked only among its own kind, never across types: "Best IMTO" is the best quote among IMTOs checked in the last 24 hours (weekends not counted for banks, which publish on weekdays only), and a type with a single current quote shows it as the only quote, not the best. Where one figure stands for a corridor it is the best IMTO quote, or the best of the first provider type that quotes it, named with its type. Official and parallel reference prints, and quotes not checked in that time, are shown on the corridor pages but never ranked. Last check is when Modan last confirmed that provider's newest quote was still on offer.
Get this by API
curl "https://modan.io/api/v1/providers" \ -H "X-API-Key: YOUR_KEY"
Every active provider with type, region, transfer time and payment methods. Free key on signup, 50 requests a day. See the API documentation.
Frequently asked questions
- What kinds of providers does Modan track?
- 10 IMTOs, 5 fintechs & PSPs, 8 banks, 4 central banks, 3 crypto exchanges and 1 aggregator. Each provider carries two labels: what kind of institution it is, and what kind of price it publishes (official, interbank, retail, P2P or parallel). Every provider type is ranked only among its own kind — an IMTO against IMTOs, a bank against banks — and only executable prices are ever ranked.
- Why are some rates marked as reference prints?
- A central bank's official rate and a parallel-market print are real prices Modan records, but nobody can transact at them through the publisher. They appear on every corridor page labelled by type, and are excluded from "best" and from spread rankings so a published reference is never recommended as a deal.
- How do I get provider data by API?
- GET https://modan.io/api/v1/providers lists every active provider with its type, region, transfer time and payment methods; GET https://modan.io/api/v1/rates/provider?provider=lemfi returns one provider's current rate on every corridor. A free key allows 50 requests a day, and the MCP server at https://modan.io/api/mcp serves the same data to AI agents.
LemFi
Remitly
TapTap Send
Sendwave
Western Union
WorldRemit
Nala
SendApp
Wise
Bank9ja
Zenith Bank (Ghana)
GCB Bank (Ghana)
Bank of Ghana
Accrue