31 sources · 88 corridors

    Providers Modan tracks

    31 named sources of African FX rates — 10 IMTOs, 5 fintechs & PSPs, 8 banks, 4 central banks, 3 crypto exchanges and 1 aggregator — each catalogued by what kind of institution it is and what kind of price it publishes, and ranked only against its own type. Latest check 29 Sep 2026, 16:05 UTC. Open a provider for every corridor it quotes and how it ranks there.

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    10 providers · International money transfer operators, ranked against each other. “Best IMTO on” counts corridors where each has the best IMTO quote checked in the last 24 hours, among two or more.

    ProviderPrice publishedCorridorsBest IMTO onLast check
    LemFiRetail223· only IMTO on 629 Sep 2026, 16:05 UTC
    RemitlyRetail17329 Sep 2026, 16:05 UTC
    TapTap SendRetail17429 Sep 2026, 16:05 UTC
    SendwaveRetail16129 Sep 2026, 16:05 UTC
    Western UnionRetail16229 Sep 2026, 16:05 UTC
    WorldRemitRetail16229 Sep 2026, 16:05 UTC
    NalaRetail12529 Sep 2026, 16:05 UTC
    SendAppRetail111· only IMTO on 329 Sep 2026, 16:05 UTC
    Pay AngelRetail8129 Sep 2026, 16:05 UTC
    UnityLinkRetail8429 Sep 2026, 16:05 UTC

    Fintechs & PSPs

    5 providers · Payment apps and platforms that convert money inside their own accounts, ranked against each other. “Best fintech on” counts corridors where each has the best fintech & PSP quote checked in the last 24 hours, among two or more.

    ProviderPrice publishedCorridorsBest fintech onLast check
    WiseRetail6822· only fintech on 3929 Sep 2026, 16:05 UTC
    EversendRetail201· only fintech on 429 Sep 2026, 14:33 UTC
    GreyRetail18329 Sep 2026, 14:33 UTC
    AfriexRetail8329 Sep 2026, 14:33 UTC
    Bank9jaRetail2029 Sep 2026, 14:33 UTC

    Banks

    8 providers · Commercial banks posting rates for their own customers, ranked against each other. “Best bank on” counts corridors where each has the best bank quote checked in the last 24 hours, among two or more.

    ProviderPrice publishedCorridorsBest bank onLast check
    Standard Bank (South Africa)Retail80· only bank on 829 Sep 2026, 08:41 UTC
    Access Bank (Nigeria)Retail70· only bank on 329 Sep 2026, 08:42 UTC
    Zenith Bank (Ghana)Retail71· only bank on 429 Sep 2026, 08:41 UTC
    GCB Bank (Ghana)Retail53· only bank on 229 Sep 2026, 08:41 UTC
    KCB (Kenya)Retail51· only bank on 129 Sep 2026, 08:41 UTC
    Equity Bank (Kenya)Retail4329 Sep 2026, 08:41 UTC
    Stanbic IBTC (Nigeria)Retail4429 Sep 2026, 08:41 UTC
    GTBank (Nigeria)Retail1029 Sep 2026, 08:41 UTC

    Central banks

    4 providers · A central bank's published rate. Real, and not a price anyone can deal at, so it is never Best.

    ProviderPrice publishedCorridorsRankedLast check
    BCEAOOfficial3Never · reference29 Sep 2026, 08:42 UTC
    Central Bank of KenyaOfficial3Never · reference29 Sep 2026, 08:42 UTC
    Central Bank of NigeriaOfficial3Never · reference29 Sep 2026, 08:41 UTC
    Bank of GhanaOfficial1Never · reference29 Sep 2026, 08:41 UTC

    Crypto exchanges

    3 providers · Crypto and stablecoin exchanges, including peer-to-peer markets, ranked against each other. “Best crypto on” counts corridors where each has the best crypto exchange quote checked in the last 24 hours, among two or more.

    ProviderPrice publishedCorridorsBest crypto onLast check
    AccrueRetail40· only crypto on 429 Sep 2026, 14:33 UTC
    QuidaxP2P30· only crypto on 229 Sep 2026, 16:05 UTC
    Binance P2PP2P21· only crypto on 129 Sep 2026, 07:26 UTC

    Aggregators

    1 provider · Republish rates gathered from other sources rather than quoting their own, ranked against each other. “Best aggregator on” counts corridors where each has the best aggregator quote checked in the last 24 hours, among two or more.

    ProviderPrice publishedCorridorsBest aggregator onLast check
    MightyP2P100· only aggregator on 1029 Sep 2026, 07:26 UTC

    Rates are timestamped, append-only observations of what each named provider quotes — not interpolated mids. Every provider type is ranked only among its own kind, never across types: "Best IMTO" is the best quote among IMTOs checked in the last 24 hours (weekends not counted for banks, which publish on weekdays only), and a type with a single current quote shows it as the only quote, not the best. Where one figure stands for a corridor it is the best IMTO quote, or the best of the first provider type that quotes it, named with its type. Official and parallel reference prints, and quotes not checked in that time, are shown on the corridor pages but never ranked. Last check is when Modan last confirmed that provider's newest quote was still on offer.

    Get this by API

    curl "https://modan.io/api/v1/providers" \
      -H "X-API-Key: YOUR_KEY"

    Every active provider with type, region, transfer time and payment methods. Free key on signup, 50 requests a day. See the API documentation.

    Frequently asked questions

    What kinds of providers does Modan track?
    10 IMTOs, 5 fintechs & PSPs, 8 banks, 4 central banks, 3 crypto exchanges and 1 aggregator. Each provider carries two labels: what kind of institution it is, and what kind of price it publishes (official, interbank, retail, P2P or parallel). Every provider type is ranked only among its own kind — an IMTO against IMTOs, a bank against banks — and only executable prices are ever ranked.
    Why are some rates marked as reference prints?
    A central bank's official rate and a parallel-market print are real prices Modan records, but nobody can transact at them through the publisher. They appear on every corridor page labelled by type, and are excluded from "best" and from spread rankings so a published reference is never recommended as a deal.
    How do I get provider data by API?
    GET https://modan.io/api/v1/providers lists every active provider with its type, region, transfer time and payment methods; GET https://modan.io/api/v1/rates/provider?provider=lemfi returns one provider's current rate on every corridor. A free key allows 50 requests a day, and the MCP server at https://modan.io/api/mcp serves the same data to AI agents.