Wise XOF to NGN rate
Wise's latest XOF→NGN quote (West African CFA franc to Nigerian naira) and how it ranks against the other fintech & PSP Modan tracks on this corridor — each provider type is ranked only among its own kind: rate, spread in basis points, distance from the independent mid, and a timestamped history.
About this quote
As of 29 Sep 2026, 17:35 UTC, Wise quotes 2.3662 NGN per XOF on XOF→NGN, ranked #2 of 2 fintechs & PSPs, 302.5 bps below the best fintech & PSP rate on the corridor. The best fintech & PSP quote is Afriex's 2.4400. Other provider types are ranked among their own kind, never against fintechs & PSPs.
Against the independent mid-market reference (open.er-api.com, 2.3046 at 29 Sep 2026, 17:05 UTC) this quote sits +267.3 bps.
Wise - XOF to NGN
Rest of the XOF/NGN corridor
Fintechs & PSPs are payment apps and platforms that convert money inside their own accounts, ranked against each other only.
| Provider | Rate 1 XOF → NGN | Spread vs best fintech | vs Mid | Fee | Checked |
|---|---|---|---|---|---|
| 2.4400 | 0.0 bps | +587.7 bps | — | 29 Sep 2026, 16:38 UTC | |
| Wise | 2.3662 | −302.5 bps | +267.3 bps | — | 29 Sep 2026, 17:35 UTC |
All rates are timestamped, append-only observations of Wise's published quotes. Historical series and current rates are available via the Modan API.
Frequently asked questions
- What is Wise's XOF to NGN rate today?
- As of 29 Sep 2026, 17:35 UTC, Wise quotes 2.3662 NGN per XOF. Modan records each observation with a timestamp, and the history chart on this page shows how the quote has moved.
- Is Wise the best fintech & PSP rate for XOF to NGN?
- Not as of 29 Sep 2026, 17:35 UTC: it ranks #2 of 2 fintechs & PSPs, behind Afriex's 2.4400. Modan ranks each provider type only among its own kind.
- How often is Wise's XOF→NGN rate updated?
- Modan does not publish a fixed schedule for Wise: some providers' rates are read automatically through the day, others are entered by hand, and banks publish on weekdays only. So every quote carries the time Modan last checked it — Wise's XOF→NGN quote was last checked 29 Sep 2026, 17:35 UTC. Modan first recorded its current rate on 29 Sep 2026, 17:05 UTC. Every observation is timestamped and kept, so the history is append-only.