KES to GHS exchange rate

    The Kenyan shilling to Ghanaian cedi rates 2 named providers actually quote for KES→GHS, grouped by provider type and benchmarked within it. Timestamped, append-only, and available over a free JSON API.

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    Best fintech rate
    0.089996
    GHS per KES · Wise
    Median fintech rate
    0.089758
    GHS per KES · 2 quotes
    Fintech dispersion
    52.9 bps
    best → worst fintech
    Fintechs quoting
    2
    checked within 24h
    Mid reference
    0.089357
    open.er-api.com · 29 Sep 2026, 16:05 UTC

    The first four cards follow the provider type chosen below; the mid does not depend on it. Latest fintech check 29 Sep 2026, 16:50 UTC.

    Provider type

    No IMTO quotes on KES→GHS — showing fintechs & PSPs. Fintechs & PSPs are payment apps and platforms that convert money inside their own accounts, ranked against each other only.

    ProviderRate 1 KES → GHSSpread vs best fintechvs MidFeeChecked
    0.0899960.0 bps+71.5 bps—29 Sep 2026, 16:50 UTC
    0.089520−52.9 bps+18.2 bps—29 Sep 2026, 16:38 UTC

    Rates are timestamped, append-only observations of what each named provider quotes — not interpolated mids. Spread is basis points below the best fintech & PSP quote on this corridor (0 = best), never measured against another type. vs Mid compares each quote to the independent open.er-api.com reference. A quote not checked in the last 24 hours sits below a divider with its check date: never ranked or marked Best, and left out of the median and the counts. After 7 days unchecked it drops off the page.

    About the KES→GHS corridor

    As of 29 Sep 2026, 16:50 UTC, 2 providers quote KES→GHS: two fintechs & PSPs — Wise and Eversend. None is an IMTO, so the page opens on fintechs & PSPs: the best is Wise at 0.089996 GHS per KES and the median is 0.089758.

    The independent mid-market reference (open.er-api.com) was 0.089357 GHS per KES at 29 Sep 2026, 16:05 UTC. The best fintech & PSP quote sits +71.5 bps from it.

    Get this corridor by API

    curl "https://modan.io/api/v1/rates?from=KES&to=GHS&provider_type=fintech_psp" \
      -H "X-API-Key: YOUR_KEY"

    provider_type asks for one kind of provider; leave it off for every type, each ranked within its own. Free key on signup, 50 requests a day. The same data is served to AI agents by the MCP server at modan.io/api/mcp. See the API documentation.

    Frequently asked questions

    What is the KES to GHS exchange rate today?
    As of 29 Sep 2026, 16:50 UTC, the best fintech & PSP rate Modan observed on KES→GHS is 0.089996 GHS per KES, quoted by Wise. 2 providers quote this corridor: two fintechs & PSPs. Every quote on the page carries the time Modan last checked it.
    Which fintech & PSP has the best KES to GHS rate?
    Wise, at 0.089996 GHS per KES as of 29 Sep 2026, 16:50 UTC. "Best" is ranked among fintechs & PSPs still current (checked within the last 24 hours, with weekends not counted for banks, which publish on weekdays only); every other provider type is ranked among its own kind, never against fintechs & PSPs. Official and parallel reference prints are shown but never ranked.
    Do any IMTOs quote KES to GHS?
    Not among the 10 IMTOs Modan tracks, as of 29 Sep 2026, 16:50 UTC, which is why this page opens on fintechs & PSPs.
    How is the spread on KES→GHS calculated?
    Spread is the distance in basis points between a provider's rate and the best current rate of the same provider type — and the same kind of price — on the corridor at that moment (0 bps = the best of its kind), so an IMTO is only ever measured against IMTOs. A quote with nothing of its kind to rank it against, or one that is no longer current, shows no spread. vs Mid is a separate measure: the distance from an independent mid-market reference (open.er-api.com) that is refreshed hourly.
    How do I get KES to GHS rates by API?
    Call GET https://modan.io/api/v1/rates?from=KES&to=GHS with an X-API-Key header, and add provider_type=imto (or fintech_psp, commercial_bank …) to ask for one kind of provider. A free key allows 50 requests a day; the same data is available to AI agents through the MCP server at https://modan.io/api/mcp.

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